9 . 9.5. CROSS-REFERENCE TABLE WITH THE UNIVERSAL REGISTRATION DOCUMENT In order to facilitate the reading of this Universal Registration Document, the following table provides the page references of the main information required by Annex 1 of European delegated regulation No. 2019/980, completing the European regulation No. 2017/1129. Schedule based on annex 1 European delegated regulation No. 2019/980 Pages 1. Persons responsible 1.1. Name and function of the persons responsible 430 1.2. Declaration of the persons responsible 431 1.3. Expert statements N/A 1.4. Information from third parties 22-24 1.5. Declaration without approval of the competent authority 1 2. Statutory Auditors 430 3. Risk factors 158-167 4. Information about the issuer 378-380 4.1. Corporate name 378 4.2. Place and number of incorporation and ID of legal entity 378 4.3. Creation date and duration 378 4.4. Headquarters, legal form, applicable law, country of origin, address and phone number of headquarters, and website 378, fourth cover 5. Business overview 5.1. Principal activities 14-17 5.2. Principal markets 22-24 5.3. Important factors 43-45, 339, 399 5.4. Strategy and objectives 2-3, 14-17, 48-49 5.5. Extent to which the issuer is dependent on patents or licenses, industrial, commercial or financial contracts or new manufacturing processes 26-29, 166 5.6. Basis for any statements made by the issuer regarding its competitive position 22-24 5.7. Investing activities 5.7.1. Important investments completed 35, 46 5.7.2. Important investments being completed or contemplated 338 5.7.3. Participation in joint ventures and undertakings 340-342, 365-367 5.7.4. Environmental issues that may affect the issuer’s utilisation of the tangible fixed assets 47-49, 164-165, 178, 179 - 228, 337 6. Organisational structure 6.1. Brief description of the Group 14-17, 40-41 6.2. List of the significant subsidiaries 340-342, 365-367 7. Operating and financial review 7.1. Financial condition 7.1.1. Review of the development and performance of the issuer’s business and its financial position in historical interim periods 14-18, 36-46, 285- 290, 348-351 7.1.2. The issuer’s future development and its activities in the field of research and development 26-29 7.2. Operating profit 40-46, 285, 348 8. Capital resources 8.1. Information concerning the issuer’s capital resources 287-289, 349-350 8.2. Sources and amounts of cash flows 290, 351 8.3. Information on the borrowing requirements and funding structure 22, 45, 322-324, 334 8.4. Restrictions on the use of capital resources that have materially affected or could materially affect the Company’s  operations 322-323, 334 8.5. Anticipated sources of funds needed to fulfil investments on which the management bodies have already made firm  commitments and planned material tangible fixed assets 42 9. Regulatory environment 28, 31, 37, 160, 165-166, 178 10. Trend information 10.1. Main trends and change in the financial performance since year end 45 10.2. Event likely to impact perspectives 45 11. Profit forecasts or estimates N/A 432 L ’ ORÉAL I UNIVERSAL REGISTRATION DOCUMENT 2021 APPENDICES Cross-reference table with the Universal Registration Document